For investors
Invest with someone who owns property here too.
I am an active investor in the same market I work in. I house hacked my first condo, renovated two of them, and I am hunting for my next multifamily right alongside my clients. Condos, single-family rentals, and two to four unit buildings are all on the table.
Why it works
Advice from the same side of the table.
I have done what you are trying to do
My first property was a condo in the Jersey City Heights that I renovated and later sold. I own rentals today and I am working on my next Jersey City purchase. When I point you toward a deal or away from one, the reasons come from experience, not theory.
You see deals before the market does
At any given time there are hundreds of off-market listings available to Compass agents across North Jersey. These never hit Zillow and never show up in your saved search. Access is the whole game, and it is part of what you get here.
The numbers
What you are working with.
- Off-Market Listings
- 200+
- Personal Transactions
- 350+
- Team Volume
- $550M
- VIP Team Agents
- 12
The roadmap
From first call to operating asset.
Fourteen steps, built around the questions investors actually ask. Here is the whole path so you know what is coming.
Phase 1. The plan
- 01
Find an agent who underwrites with you
You want someone running the spreadsheet next to you, not someone selling you on granite countertops. That is the job I signed up for.
- 02
Get pre-approved for investor financing
Investment loans have different rates, terms, and down payment requirements than a primary home. We get those numbers locked down before we tour anything.
- 03
Define your strategy
Cash flow, appreciation, or a balance of both. Each answer points to a different set of towns, and we pick the map before we pick the property.
- 04
Build your target criteria
Unit mix, building age, condition, and how much vacancy you can stomach. Written down, so we both know what we are looking for.
Phase 2. Search and offer
- 05
Tour properties in person
We verify the photos, the stated rents, and the work the listing conveniently forgot to mention.
- 06
Run the numbers on the deal
Comps, market rents, real expenses, debt service, and what is actually left after taxes. If the deal only works in a spreadsheet with generous assumptions, it does not work.
- 07
Submit a structured offer
Terms that protect you and contingencies that buy you time to verify everything the seller claimed.
- 08
Complete attorney review
This is the window where bylaws, disclosures, and anything unusual in the contract get a hard look from your attorney and from me.
Phase 3. Contract to close
- 09
Get the inspection
An independent read on the big-ticket items. The roof, the boiler, the electric. What you will spend in the next five years matters as much as the price today.
- 10
Complete the appraisal
The bank's opinion of value. Sometimes it is a negotiation lever, sometimes it is a wall, and we plan for both.
- 11
Clear to close
Underwriting wraps up, documentation is finalized, and the lender gives the green light.
- 12
Final walkthrough
We confirm the condition and make sure everything promised in the contract is actually there.
- 13
Close
Funds wire, title transfers, and the property is yours.
- 14
Operate or hand it off
Lease-up, renewals, and management. You can run it yourself with my playbook, or hand it to my property management service and stay hands-off.
Condo investing
Why condos deserve a spot in your portfolio.
Single-family rentals get all the attention, but in walkable, transit-rich markets like Hudson County, condos quietly perform. Lower entry price, lower vacancy, and tenants who tend to stay longer. That combination moves the math more than most investors expect.
The catch is that you are not just buying a unit, you are buying into a building. The unit determines your tenant. The building determines your return. The most expensive mistake I see investors make is evaluating one and ignoring the other.
Condo due diligence
What we dig into before you offer.
Reserve fund health
How much cash the HOA actually holds against what the building will need to spend over the next five years. A healthy reserve is the difference between steady fees and a surprise assessment.
Board meeting minutes
The single best document for finding pending assessments, deferred repairs, and disputes brewing inside the building. We always ask for them.
Physical condition
We walk the common areas, look at the roof and the mechanicals, and note what has been deferred. Buildings tell on themselves if you pay attention.
Financing realities
If the building is not warrantable, you may be looking at a portfolio loan at a higher rate, and investment condos generally need 25 percent down. We build both into your numbers before you fall in love with a deal.
Multifamily
Two to four family buildings, the classic path.
Why small multifamily works
One roof, multiple rents. A two to four family spreads your vacancy risk across units and still qualifies for residential financing, which keeps rates and down payments within reach. It is the asset I am hunting for my own portfolio in Jersey City right now.
House hacking and the 203k
Live in one unit and FHA financing can put you into a two to four family for as little as 3.5 percent down. Add a 203k renovation loan and the rehab budget rides inside the same mortgage. House hacking is how I got my own start, renting out the spare bedroom of my first condo in the Heights.
Your core team
The people around you decide how this goes.
A working network, not a contact list
Investors win or lose on their lender, attorney, contractor, and accountant. I introduce you to the people I work with every week on my own deals and my clients' deals, not names pulled from a directory.
No surprises, in either direction
If something looks wrong on a deal, you hear about it before you waste a Saturday touring it. If something looks right, you hear that too, along with the reasons why.
Already own rentals
I also manage properties.
If you own rental property in Hudson County and want it handled without hidden fees or vendor markups, my boutique property management service was built for exactly that.
Let's run the numbers
Bring me the deal you are looking at.
Whether you are ready to make an offer or just want to understand the North Jersey market, get on a call with me. We will underwrite it together and see what is really behind the cap rate.